Frequently Asked Questions About Car Accidents

It's not every day that you get into a car accident. You're likely facing countless stresses and worries.

At Peddicord & Townsend LLC, we believe those burdens shouldn't be yours alone to bear. Our attorneys can help you move forward. We'll assist you in pursuing the results you deserve.

Below are general answers to some common questions we receive about car accidents. Of course, every situation is different. Contact our office in Kansas City to discuss your questions during a free consultation.

What kinds of compensation can I get?

Depending on the terms of your policy (and whether you live in Kansas or Missouri), your auto insurance may provide coverage for:

  • Your medical expenses associated with the accident
  • Lost wages due to your inability to work
  • Property damage (although you may have to go after the other party's insurance for this coverage)
  • Your injury claim in the event that the other driver doesn't have insurance

In serious injury cases caused by someone else's negligence, you may also be entitled to damages for:

  • Pain, suffering and other hard-to-quantify ways the accident has taken a toll on your life
  • Punitive or exemplary damages in limited situations (such as drunk driving accidents)

Our lawyers can assist you with pursuing all forms of compensation available in your case. We understand how to value claims and implement the right strategies to make sure you don't leave money on the table.

How quickly can I get it?

Generally, you can get coverage for your medical bills right away (through personal injury protection in Kansas or Med-Pay in Missouri). Working with an attorney is essential for avoiding any delays.

When it comes to your liability claim for serious injuries, unfortunately, there is no easy answer. It depends on a lot of factors — including the complexity and value of your case as well as the other side's willingness to reach a reasonable settlement. Going to trial, while sometimes necessary, does add a significant amount of time to the process.

Will I have to go to court?

Here again, it depends. In many cases, the optimal result can be reached through an out-of-court settlement, sparing you the stress and delays of trial. However, some cases may warrant going to trial to fight for the results you deserve.

What if the other driver doesn't have insurance?

You can likely still get coverage under your own policy through the uninsured/underinsured motorist provision. The same is true for hit-and-run accidents.

What if the insurance company denies or reduces my claim?

It's easy to forget that the insurance company is looking out for its own interests, not yours. Sometimes, that means you get dealt a wrongfully denied or delayed claim.

If your insurance company has failed to live up to its obligations — under either the policy or the law — we can help you hold it accountable.

Have Additional Questions? Get Answers.

We're here when you need us. Call 816-945-9337 to speak with a member of our legal team. We represent car accident victims in both Missouri and Kansas.

The choice of a lawyer is an important decision and should not be based solely upon advertisements.