Contrary to what some insurance carriers will tell you, insurance companies are in the business of making money, not paying out claims. They sometimes fail to uphold their end of the bargain. Just because you faithfully pay your premiums doesn’t mean you’ll be treated fairly when you’re most in need.
Insurance companies must handle claims with fairness and integrity. They can’t delay or deny your claim without reasonable grounds for doing so.
Insurance companies have teams of lawyers on their side to protect their interests. You, too, should have experienced legal representation when dealing with insurance companies and their representatives.
At Peddicord & Townsend LLC, we have a wealth of experience handling insurance issues on behalf of policyholders and injury victims in both Kansas and Missouri. When you work with us, you’ll benefit not only from this experience but also from a deep-seated commitment to protecting your rights.
When an insurance company wrongfully denies your claim or refuses to settle your case, the attorneys at Peddicord & Townsend LLC can help.
Our legal team includes a former insurance defense lawyer. As a result, we understand how insurance companies evaluate claims, and we can formulate effective strategies for holding them accountable.
When you’re paying for insurance, the terms of the policy outline your rights and obligations — as well as those of the insurance company. This is true for all types of insurance, including:
If the insurance company violates your rights under the policy, you may have a claim for breach of contract. You can seek not only the amount due under the policy but also interest, penalties, reasonable attorney fees and court costs (depending on controlling state law).
In some cases, you may have a dispute against someone else’s insurance company. For example, perhaps another driver was at fault in causing an accident, and you’re going after their insurance for compensation.
What if their insurance company mishandles your claim? What if they deny coverage or wrongfully refuse to settle within the policy limits? Because you’re not the policyholder, they don’t have a contractual obligation toward you. Nonetheless, you can still seek accountability through a bad faith claim.
The last thing you need when dealing with a loss or injury is a setback in navigating insurance issues. We’ll shoulder that burden to help you pursue the full and fair compensation you deserve. You can rely on our proven skill in negotiating with insurance companies — and taking them to court, when necessary.
The choice of a lawyer is an important decision and should not be based solely upon advertisements.