Whether we like to admit it or not, we’re all human and, therefore, we all have pressing financial responsibilities. However, when someone suffers serious injuries in an automobile collision, those financial responsibilities skyrocket into the stratosphere.
It’s literally possible for someone to require millions of dollars worth of medical and surgical treatments after a vehicle collision. Although most car crashes do not cause that much damage, there are a wide variety of damages that an injurious car accident can cause.
Here are the most common categories of car accident damages:
Medical costs: If you need an MRI or CT scan after a catastrophic vehicle collision, that one medical service is enough to bankrupt most drivers. Add to this the likelihood of an ambulance ride, emergency room services, a hospital stay, surgeries, rehab, in-home health care, medications and other medical expenses, and it’s easy to see why the average driver cannot afford these costs independently.
Pain and suffering: Pain and suffering come in the form of physical pain, emotional pain and psychological pain. If you lose a limb, you could even suffer from “phantom pain.” Although it’s not easy to readily quantify this pain in “dollars and cents,” most civil law courts will consider ways of financially compensating accident victims for this pain and suffering.
Lost wages: Whether it’s temporary or permanent, a disabling injury will usually cause the victim to lose the ability to earn money in a normal job. In a personal injury claim, accident victims can pursue compensation for lost current and future wages relating to a disabling condition. If the disability is permanent, the loss of a lifetime’s worth of income could represent a considerable sum.
Loss of consortium: Loss of consortium damages relate to the many ways that spouses and close family members benefit from one another. According to the legal theories that support a claim for loss of consortium, spouses and close family members can be compensated for lost household services, lost care, lost affection and loss of companionship that results when a loved one suffers a serious injury.
An in-depth understanding of Missouri personal injury law is vital to determining what kinds of damages an accident victim can pursue after suffering injuries in a car crash. If you suspect that you can pursue a viable claim, learn more about this important legal topic now.